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The Best Retirement Plan May Be Never Retiring

One insight that resonated with me when I read How to Get Rich in American History was about retirement. The author said that one of the 25 financial ideas that have worked throughout history is “Do not obsess over early retirement.” His point was that throughout history, most people who became wealthy didn’t stop working. Their wealth made them self-sufficient, so they spent their time doing what they wanted. Often, they wanted to work (and many wealthy early retirees go back to work). Retirement has historically meant having control over what you choose to pursue and work on, not choosing to not work.

I agree with this point. In 2023, I shared the insights I gained from taking extended time off. My conclusion was that “[m]y retirement plan is to never retire.” You can see my explanation here.

After reading 300 years’ worth of history, the author came to a conclusion similar to mine. It’s good to know that my stance is supported by history.

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Connected Books
How to Get Rich in American History

2026

History

by

Joseph S. Moore

2026

August 2026

A history book detailing how Americans climbed the prosperity ladder over 300 years. The author spent more than a decade researching financial advice to understand what worked, what didn’t, and why. In the end, he concluded that much of what we consider timeless financial advice hasn’t actually held up throughout history. Instead, a handful of wealth-building principles have endured: solve other people’s problems, take more risks, move to chase opportunity, marry well, and stay optimistic.